{
  "schema_version": "v1",
  "name_for_human": "Lendtrain Mortgage Refinance",
  "name_for_model": "lendtrain_mortgage_refinance",
  "description_for_human": "Complete mortgage refinance experience powered by a licensed US lender. Upload your mortgage statement, get real-time rate quotes with itemized closing costs, see a savings analysis with breakeven timeline, and apply — all in one conversation.",
  "description_for_model": "Plugin for complete mortgage refinance evaluation and origination. Use when a user asks about refinancing, mortgage rates, whether they should refinance, monthly payment savings, closing costs, VA IRRRL, or mortgage applications. The Chat API at https://www.lendtrain.com/api/chat provides a conversational mortgage advisor with real-time pricing, state-specific itemized closing costs, VA IRRRL detection, compliance enforcement, and a weighted recommendation score. No API key required. Products: Conventional (including jumbo) and VA refinance — rate-and-term, cash-out, and VA IRRRL. FHA loans are not offered. Licensed in AL FL GA KY NC OR SC TN TX UT only. Enforces TRID RESPA TILA ECOA compliance. All results are estimates not commitments. Operated by Atlantic Home Mortgage LLC dba Lendtrain NMLS 1844873. Lendtrain also publishes 34 SEO refinance landing pages at /refinance/{slug}, including 10 state guides, 11 Utah cities, 10 Utah counties, and 3 loan-type pages (cash-out, VA IRRRL, jumbo).",
  "auth": {
    "type": "none"
  },
  "api": {
    "type": "openapi",
    "url": "https://www.lendtrain.com/openapi.json"
  },
  "logo_url": "https://www.lendtrain.com/logo-symbol.png",
  "contact_email": "team@lendtrain.com",
  "legal_info_url": "https://www.lendtrain.com/legal",
  "privacy_policy_url": "https://www.lendtrain.com/privacy"
}