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State Guides

Mortgage refinance guides for the states Lendtrain serves, covering closing practices, state fees, and rules that change what a refinance costs.

All Posts Refinance Basics12 State Guides6 Loan Types7 Closing Costs3 Rate Tips3 VA Loans2 Timing1

State GuidesJul 7, 20265 min read

Best Cash-Out Refinance Lenders in Georgia (2026)

Compare the best cash-out refinance lenders in Georgia for 2026 — national lenders, credit unions, and brokers — plus GA-specific costs like the intangible tax.

State GuidesJul 7, 20265 min read

Best Mortgage Refinance Companies in Texas (2026)

Compare the best mortgage refinance companies in Texas for 2026, plus the 50(a)(6) cash-out rules — 80% LTV cap, 2% fee cap, and the 12-day waiting period.

State GuidesJul 7, 20264 min read

Best Refinance Companies in Florida (2026)

Compare the best mortgage refinance companies in Florida for 2026 — national lenders, credit unions, and brokers — plus Florida-specific costs like doc stamps and intangible tax.

State GuidesMay 31, 20262 min read

Georgia Mortgage Refinance Guide

Georgia mortgage refinance guide. Learn about GA closing costs, intangible taxes, and how to get the best rate.

State GuidesMay 13, 20262 min read

Texas Mortgage Refinance Rates Guide

Texas mortgage refinance rates and rules explained. Learn about the 80% LTV rule and how to refinance in TX.

State GuidesApr 13, 20263 min read

Florida Mortgage Refinance Rates Guide

Florida mortgage refinance rates explained. Learn what affects your rate in FL and how to get the best deal.

Showing 6 posts in State Guides.

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